A new CPMI report examines how fast payments, non-bank providers, stablecoins and tokenised arrangements are changing payment systems. It identifies policy choices for central banks while reaffirming central bank money’s role as an anchor of trust.
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Breaking ·Regulation & LicensingThe Bank of England is consulting on how it would assess central counterparties’ use of tokenised eligible collateral. It says the existing regulatory framework already permits such arrangements, provided central-clearing standards are met.
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Latest NewsEuro area banks tightened lending standards for businesses and consumer credit in the third quarter of 2026, while higher interest rates weighed on demand, according to the ECB. Banks also expect a gradual increase in borrowing to finance AI infrastructure.
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Stablecoins & Digital MoneyComptroller Jonathan V. Gould said the OCC’s final GENIUS Act rule provides a pathway for community banks to explore issuing payment stablecoins through subsidiaries, with requirements intended to reflect issuer size and risk.
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Payments & TransfersFaster global payments have not eliminated local settlement difficulties for many companies, according to Money20/20 panellists cited by Payments Dive.
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ComparisonTraditional banks and neobanks can offer similar everyday services, but their licences, account structures and customer protections may differ. This guide explains how to compare them by legal status, access to money, costs, lending and support across major jurisdictions.
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Industry GuideAI helps financial firms detect fraud, assess credit, process documents and support customers. This guide explains how these systems work, where they can fail, and how oversight and regulation differ across major jurisdictions.
· 8 min read
Payments & TransfersFaster global payments have not eliminated local settlement difficulties for many companies, according to Money20/20 panellists cited by Payments Dive.
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Industry GuideStablecoins can move value across borders outside conventional banking hours, but they do not remove foreign exchange, compliance or cash-out costs. This guide explains how stablecoin payments work, where they can help and what businesses should check before using them.
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Industry GuideFintech regulation depends on the activity, the legal entity and the customer’s location—not simply where an app is built. This guide compares licensing, customer-money protection and cross-border access in the EU, UK, US, Switzerland, UAE and Singapore.
· 8 min read
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Industry GuideNon-bank lenders provide credit without operating as conventional deposit-taking banks. This guide explains where their money comes from, how loans are assessed and serviced, what borrowers pay, and how regulation differs across major jurisdictions.
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How the financial system beyond traditional banks actually works.
Industry Guide· 8 min read
Industry Guide· 8 min read
Industry Guide· 8 min read
Industry Guide· 8 min read
Industry Guide· 8 min read
Industry Guide· 8 min read
Industry Guide· 8 min read
Explainer· 8 min read
Fintech regulation depends on the activity, the legal entity and the customer’s location—not simply where an app is built. This guide compares licensing, customer-money protection and cross-border access in the EU, UK, US, Switzerland, UAE and Singapore.
· 8 min read
AI helps financial firms detect fraud, assess credit, process documents and support customers. This guide explains how these systems work, where they can fail, and how oversight and regulation differ across major jurisdictions.
· 8 min read
Traditional banks and neobanks can offer similar everyday services, but their licences, account structures and customer protections may differ. This guide explains how to compare them by legal status, access to money, costs, lending and support across major jurisdictions.
· 8 min read
Financial infrastructure is the machinery that records ownership, moves money and manages financial obligations. This guide explains how its main components work, how banks and non-bank providers connect to them, and what to check across major jurisdictions.
· 8 min read
Fintech valuation starts with understanding how a business earns money, who carries the financial risk and how much capital it needs. This guide explains the main valuation methods, the metrics that matter across business models, and how regulation, funding and shareholder rights affect the result.
· 8 min read
Fintech companies earn revenue from payments, subscriptions, lending, foreign exchange, investments and financial infrastructure. This guide explains who pays, how the money flows, which costs matter and how regulation shapes each business model.
· 8 min read
